When you’re considering therapy in the UK, you’ll often hear two main options: accessing therapy through the NHS, or going private. Both have advantages and challenges, and for many people, the decision can feel confusing. Do you wait for NHS support, or do you find the money for private therapy? What’s actually different about the two paths? This post gently explores the differences, so you can make a choice that feels right for you.
How NHS Therapy Works
In most parts of the UK, the NHS offers free therapy through a service called NHS Talking Therapies (formerly known as IAPT). This usually means short-term treatments such as CBT or guided self-help. The big advantage is that it’s free and delivered by qualified professionals. The main drawback is waiting time, it can take months to be seen, and the number of sessions offered is usually limited.
NHS therapy tends to be structured and focused. It’s often designed to help with common issues like anxiety and depression, and the goal is to equip people with practical coping tools. For some, this is enough. For others, especially those with complex or long-standing issues, it may feel too short.
How Private Therapy Works
Private therapy means finding and paying for a therapist yourself. The big difference is choice. You can select from a wider range of therapists, approaches, and session lengths. There’s usually no waitlist, you can start as soon as you and the therapist agree.
Private therapy can be tailored to your needs. You might choose weekly sessions, longer-term support, or explore therapies not typically offered by the NHS, like psychodynamic work or creative therapies. The obvious challenge is cost, which can range from £40 to £100 per session. Some therapists offer sliding-scale fees or reduced rates for students and those on lower incomes.
Key Differences Between NHS and Private Therapy
Here are some of the main contrasts:
- Cost: NHS is free; private comes with fees.
- Waiting Times: NHS can involve long waits; private is usually immediate.
- Choice of Therapist: NHS assigns one; private lets you choose.
- Type of Therapy: NHS focuses on CBT and short-term methods; private offers a wider range.
- Length of Support: NHS is usually time-limited; private can continue as long as you wish.
Pros and Cons of NHS Therapy
✅ Free at the point of use.
✅ Delivered by qualified professionals.
✅ Accessible across the country.
❌ Long waiting lists in many areas.
❌ Limited session numbers.
❌ Less choice in therapist or approach.
Pros and Cons of Private Therapy
✅ Greater choice of therapist and approach.
✅ Short or no waiting times.
✅ Flexible session length and frequency.
❌ Cost can be a barrier.
❌ Quality can vary — important to check qualifications.
❌ Not always accessible to everyone due to price.
Making the Decision
So, which option is right for you? There isn’t a single answer. It depends on your circumstances, needs, and resources.
- If cost is a major concern and you can wait, NHS therapy can be a valuable starting point.
- If you want to begin quickly, or if you’re looking for more choice and longer-term support, private therapy may feel better.
Some people use a mix of both, starting with private therapy while waiting for NHS, or beginning with NHS sessions and then continuing privately. There’s no wrong way to approach it. What matters most is finding support that feels right for you.
Final Thoughts
NHS and private therapy both exist to support people just in different ways. One offers accessibility, the other flexibility. At Helpfound, we believe that clarity and direction make the process easier, no matter which path you take. Remember: the most important step is not whether you choose NHS or private, but that you choose to seek support at all. That decision is a powerful act of care for yourself.